Mortgages
Our mortgage consultants are as good as any in the industry, with the added benefit that they are also credit counselors. Why is this important? Because we understand the big picture and realize that no financial decision should ever be made in a vacuum.
If you are a home owner and have a debt problem, is a refinance to consolidate the debt the best option for you? The only way to make an informed decision on this question is to know what other options are available and what are the costs and viability associated with each. As an example consider that if you are refinancing because you have a debt problem, you may also have a low credit score making your loan more difficult. If your only refinance option is a refinance as opposed to a no closing cost equity loan, one of the things to be considered is the closing costs.
Our Mortgage consultants, on accountability, with ADKO mortgage network(see the compliance section of our website} have access to over 60 banks. Each bank has its own set of underwriting guidelines. Getting a mortgage through us provides you with the widest range of possible loans. We have quite literally saved people from foreclosure with our ability to make the hard to do loan happen. Low credit score, no income verification, refinancing out of bankruptcy(while still in bankruptcy) , raising credit scores when necessary prior to securing the loan are all types of loans which have been arranged.
If you are considering a refinance or a loan for a home purchase, please do not hesitate to contact us.
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