The Debt Settlement Program
Information You Should Know
If you are looking for a magic bullet to or quick fix to end your debt problems, you have come to the wrong place. Quick fixes are generally scams. If you are really serious about becomming debt free, and are prepared to follow through,
then let us explain what we do and how, and help you decide if our programs are right for you.
This program works! It is a unique program which utilizes debt settlement through a Law firm to substantially reduce your debt.
If you are currently able to pay your monthly payment minimums and anticipate being able to continue to do so, this program may not be for you.
We do not advise our clients to stop paying creditors if you are able to do so.
What is the cost?
The entire program will cost approximately 55% of what you owe, legal fees included, payed in affordable monthly insallments. You get a clearly written agreement which fully explaines the fees and the monthly fee breakdown.
Each program is customized for your individual situation, insuring the best chances of success.
After examining your situation, if we do not believe debt settlement is right for you, we will not enroll you.
FOR A FREE QUOTE EMAIL US AT:. Help@americandebtenders.com or visit: www.americandebtenders.com/startnow.html
OR: Click The LIVE CHAT BUTTON on the Left.
Warrantees:
Any Warranties provided are listed in the Debt Settlement Agreement.
We always advise our clients to read the entire agreement and seek legal counsel if necessary.
More Advantages:
• Debt will be eliminated in 1 to 3 years.
• You will save thousands of dollars.
• Your monthly payments will drop dramatically.
• You make one consolidated payment per month.
• You will no longer be fighting your battle alone.
• This is a legitimate program -We cannot tell you that your creditor calls will stop, but you will be advised on how to handle them.
IF YOU HAVE MORE QUESTIONS, PLEASE CONTACT US. Help@americandebtenders.com or visit: www.americandebtenders.com/startnow.html
Types of Unsecured debts which may be put into this program are: Bank Credit Card Debts, Store Card Credit Card Debts, Credit Union Credit Card Debt, Non Government Issued Student Loans, Medical Bills.
Most debt settlement programs will only accept you if you have $10,000 or more in unsecured credit card debt. The law firm will accept as little as $5,000.00. If you are in collections,cannot afford your current payments, are either not a candidate or are unwilling to file a bankruptcy, you may be the ideal candidate for this program. Call us to learn more.
Disadvantages to Debt Settlement:
1. Your credit may be affected in a negative manner. This type of item will remain on your credit report for a number of years. However, an account indicated as "settled as agreed" is far less damaging than an open charge off. Consumers still opt for debt settlement because they find it preferable to bankruptcy. Usually, the way it is reported on your credit record involves the words "Settled" or "Settled as Agreed" or "Paid as Agreed". However, all the late payments may remain on your credit report until the statute of limitations runs out. At that point, credit repair might help to remove the negative marks if the reporting creditor fails to provide documented proof to the reporting agency.
2. Your creditors may continue to harass you throughout the process of negotiations and you may be sued or even garnished. However, you can only be garnished by one creditor at a time and in some states, you cannot be garnished at all. We have provided Legal Resource Information on this site to give you more information on dealing with this issue.
3. Most debt settlement programs will only accept you if you have $10,000 or more in unsecured credit card debt. We have found attorneys that will accept as little as $5,000. Consulting an attorney prior to entering a debt settlement program is vital. Call us to learn more.
This debt relief option should only be selected when you know that you cannot afford debt consolidation and you do not wish to file bankruptcy.
This information is subject to periodic updating. It should not be relied upon and is not intended to replace any legal advice. If you need legal advice please consult an attorney.
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