Debt Settlement, Debt Management, Debt Reduction Services, credit restoration, refinance, bad credit loans 

Privacy
Online Information Gathering Policy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and how your information is used in order for us to conduct our credit counseling sessions and fulfill information and question requests.
Your information is never shared or sold. Their is no fee for counseling. Additionally, American Debt Enders does not engage in Telemarketing Sales Practices of any kind. Our strict policy is only to contact those who have specificaly requested information from us, or directly called us.

American Debt Enders does not provide information to your creditors about whether or not you are enrolled in any type of debt relief program. We do not discuss account balances or payment information with creditors, as we are not a debt settlement or debt consolidation company. We do not maintain paper files of any information you may have provided to us during the course of a credit counseling session. This is done to further insure your privacy.

American Debt Enders operates as a contractual affiliate of Consumer Debt Solutions, a BBB Member https://www.consumerdebtsolutions.net/ and a Financial Educational and Free Credit Counseling Company. We are a for -profit company, providing FREE credit counseling. All financial educational materials which may be sold to a client are products developed and provided by Consumer Debt Solutions, with all fees clearly provided in writing. No fees are ever paid directly to American Debt Enders. If we help expedite your enrollment into a non-profit debt consolidation company, also known as a credit counseling consolidation program, you will not be charged any fee by either the non-profit we refer you to, or any other entity for that program. Certain state exclusions may apply to some programs. Your advisor has this information available.

Please note we are also proud members of NETCHECK. Netchack is similar to the Better Business Bureau. You can click on the Netcheck Logo on the left, to see if their are any complaints against the company.

Debt Settlement Program Compliance.

American Debt Enders is not a direct provider of either debt settlement or debt consolidation services. After the appropriate credit counseling is done, and a determination of suitability of your situation to the debt settlement program, you will be placed with an Attorney based, consumer advocacy law firm, which will provide full legal representation to you.

All potential client agreements are reviewed for compliance standards prior to
being forwarded to the appropriate program, where they are again checked for compliance.
A potential clients entire financial picture is looked at, so that no client is placed in a debt reduction
program that they either do not fully understand or is not suitable for them.

Once a clients file is accepted,by the Law Firm, all clients receive a lengthy introductory phone call from representatives
of the program they have enrolled in, where the program is again explained in detail and the client is given an opportunity to withdraw from the program. At this stage of the procedure, 93% of all clients elect to continue with the program. Even those clients who elect not to proceed, come away financially smarter then when they began.

Corporate Information: American Debt Enders conducts business under the DBA name American Debt Enders, a registered DBA under the corporate name Grace Unlimited, LLC.
Both are registered with the Secretary of State, in the State of New York. Every effort has been made to keep the information on this page current. Due to changing regulations, we reserve the right to make appropriate changes as necessary.

Credit Restoration Services are provided through affiliation with
United Credit Educational Services, a non-profit organization.

Mail Us At:
American Debt Enders
265 Sunrise Hwy
Suite 1-#250
Rockville Centre, NY 11570